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Buy-to-Let

Whether you already have a property portfolio, or you are looking to rent your property for the first time, it is worth asking a broker for the most current information. 

Buy-to-Let advice is not regulated by the Financial Conduct Authority.

How much can I borrow?

Buy-to-Let mortgages usually require a higher deposit than a standard residential mortgage. Sometimes you may not be able to access shorter term products or higher loan to value products. 

The criteria for Buy-to-Let mortgages is constantly changing so book a free advice chat to make sure you are up-to-date.

Stack of Files

CREDIT REPORT

- Experian

- Equifax

We recommend using Checkmyfile.com as it is the most comprehensive credit agency – you will be amazed what the banks can find out about you! Checking here first will help you understand what they will see.

PROOF OF DEPOSIT

- Bank/savings account statement

- Stocks and shares statement

- Gift letter plus bank statement

- Certificate from executors (for inheritance)

What documents do I need?

PHOTOGRAPHIC IDENTIFICATION

- Passport

- Driving license

(with the correct details on them!)

 

BANK STATEMENTS

3 to 6 months worth

- To prove expenditure and affordability

PROOF OF ADDRESS

- Bank/credit card statement

- Utility or council tax bill

- Driving license (if not used for photo)

PROOF OF INCOME

- Payslips (minimum 3 months) If employed

- SA302/tax year overview (1-3 years) if

self-employed.

Need more help?

Phone

Email

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